Our professionals will come out and perform a site inspection of your property while thoroughly documenting any and all visible damage including any storm damage.
If storm damage is found, we will work with you to file a claim with your insurance carrier. If storm damage is not found, but work is requested, we will submit an estimate to you.
In cases where storm damage is found, the following information applies:
A. We will meet with the insurance adjuster at your property and provide them with out recommendations and documented findings (meaning we will specifically point out the damage to the insurance adjuster, provide a detailed scope, and give them proper measurements). We will then provide you with weekly updates on your claim.
B. Once the adjuster gives his or her full approval to the insurance covered loss, we will collect the insurance deductible from you, the property owner. Documentation will be shared with your insurance company as verification the deductible has been paid in full.
C. The adjuster will develop a report based on their assessment of the damage. This document is known as the insurance scope and is the insurance company’s initial estimate of what they will cover. (In most cases, your initial funding check will accompany the insurance scope.)
D. We will review and respond to the adjuster’s report (insurance scope) verifiying that the size, quality and quantity of all materials are correct. According to your policy, your insurance company is required to pay industry standard rates for labor and materials to complete your project.
E. The insurance adjuster gives his or her final approval.
F. We will complete all work as described, agreed upon, and paid for by the insurance company unless other arrangements are made.
In cases where storm damage is not found, but work is requested, we will draft an estimate to be submitted to you based on our inspection of the property and the measurements obtained.
If any unforeseen work or damage is found (i.e. water-damaged wood, broken boards, light fixtures, etc.) notification will be given. If the work is related to an insurance claim, the notification will be given to your insurance company and supplemental funds will be requested. If it is work requested by the business or property owner, notification will be given to them and approval will be requested.
Once the job is complete, work will be inspected and Job Completion Form will be presented for endorsement by the property owner. If the work done was part of an insurance claim, the form will be faxed to your insurance company verifying work completion.